Finance sorted before you sign the land contract.
HALP Home Loans is our in-house broker desk — panel of major and non-major lenders, land + construction expertise and government-scheme know-how, at no cost to you.
Land + construction
Structured for the two-stage draw-down of land settlement, then progress payments on the build.
First-home schemes
First Home Guarantee, Regional First Home Buyer, First Home Super Saver and the Victorian Homebuyer Fund — matched to your situation.
Investor structures
Offset, redraw, LMI vs deposit-boost, single vs split loans — plumbed to your accountant's plan.
- Register interest and share your basic borrowing picture.
- A HALP Home Loans specialist maps your borrowing power across the panel.
- We shortlist estates and packages that fit — with land and construction structured.
- You sign with the estate and builder directly; we stay with you to settlement.
The straight talk
HALP Home Loans is paid by the lender when a loan settles. You never pay a fee for our broking service. If a lender pays a different amount, we tell you.
All applications are subject to lender assessment and approval. Government schemes have eligibility criteria and change from time to time. This is not personal financial advice — always seek advice appropriate to your circumstances.